Privacy Notice

Rev. 12/2019

FACTS

 WHAT DOES DEMOPOLIS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 ■

Social Security number and transaction history

 ■

Account balances and payment history

 ■

Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Demopolis Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
 Does DEMOPOLIS
FCU share?		Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes —
to offer our products and services to you
YesNo
For joint marketing with other financial companies
NoNo
For our affiliates’ everyday business purposes —
information about your transactions and experiences
No
We Don't Share
For our affiliates’ everyday business purposes —
information about your creditworthiness
No
We Don't Share
For our affiliates to market to you
No
We Don't Share
For nonaffiliates to market to you
NoWe Don't Share

Questions?

Call External link opens in new tab or window334-289-4686 or go to demopolisfcu.com


Who we are
Who is providing this notice?
Demopolis Federal Credit Union

What we do
How does Demopolis FCU
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.
How does Demopolis FCU
collect my personal information?
We collect your personal information, for example, when you
■
 Open an account or provide account information
■
Deposit money or apply for a loan
■
Give us contact information
Why can’t I limit all sharing?
Federal law gives you the right to limit only
■
 Sharing for affiliates’ everyday business purposes — information about your creditworthiness
■
Affiliates from using your information to market to you
■
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfi nancial companies.
■
 Demopolis Federal Credit Union has no affilliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
■
 Demopolis Federal Credit Union does not share with nonaffilliates so they can market to you
Joint marketing
A formal agreement between nonaffi liated financial companies that together market financial products or services to you.
■
 Demopolis Federal Credit Union doesn't jointly market

Other important information